Asset Finance
Speak with a lending expert
What is Asset Finance?
Asset Finance helps your business acquire essential equipment, vehicles, or machinery without upfront payment. You use the asset now and pay it off over time, through options like Chattel Mortgages or Leases, designed for smart business growth.
Why Does a Business Need a Business Loan?
For many small businesses, having the right tools and equipment is non-negotiable for efficiency, productivity, and growth. Asset finance helps businesses:
Upgrade & Modernize Equipment
Expand Operations
Preserve Cash Flow
Maintain Competitiveness
Meet Project Demands
What are the Benefits of Having a Business Loan?
Acquire vital assets without large upfront costs.
Potential tax benefits and fixed repayments.
Flexible terms matching the asset's lifespan.
Get the equipment you need quickly to boost efficiency.
What Documents are Required to Apply for Asset Finance?
Low Doc (up to $250K)
- 6 months of Business Bank Statements
- Privacy Consent/ IDs
- ATO Portals
- Details of the Asset to be Financed (e.g., quote from supplier, vehicle VIN)
- Director(s) Identification (e.g., Driver’s Licence)
- Basic Financial Information (P&L/Balance Sheet)
Full Doc (>$250K)
- Full Bank statement or Financial statement
- Credit reference
How Does Asset Finance Work?
Step 1: Tell us what asset your business needs.
Step 2: We find the best finance option (e.g., Chattel Mortgage vs. Lease) for you.
Step 3: Simple application process and fast approval.
Step 4: Lender pays supplier, and you get your new asset.
Let's move forward together
FYX Finance: Built for Borrowers Who Think Ahead
We’re not just about getting a loan approved—we’re about getting the right loan for where you’re headed next.
Independent, non-bank lending access
Multi-lender comparison for cross-border borrowers
Specialists in FIRB compliance and currency acceptance
End-to-end support from strategy to settlement
