Business Loans

Low Doc approval up to $500K
Access capital for growth or unexpected needs
Flexible terms from 3 to 60 months
Unsecured and secured options available
Fast approval to keep your business moving

Speak with a lending expert

What is a Business Loan?

A business loan is a lump sum of funds for your business, repaid over time with interest. It’s a versatile tool to manage cash flow, seize growth, or cover unexpected costs without complex bank hurdles.

Unlike traditional bank loans, many non-bank business loans offer faster approvals, more flexible criteria, and are tailored specifically for your small business operations.

What are the Benefits of Having a Business Loan?

Access funds fast for almost any business purpose.

Flexible repayment options to suit your cash flow.

Unsecured options available, no real estate needed.

Preserve your working capital for daily operations.

Why Does a Business Need a Business Loan?

Businesses often face dynamic financial landscapes. A business loan can be crucial for various reasons:

Bridging Cash Flow Gaps

Fund Growth Opportunities

Purchasing Inventory

Managing Unexpected Expenses

What Documents are Required to Apply for a Business Loan?

Low Doc (upto $250K)

6 months of Business Bank Statements
Privacy Consent/ IDs
Integrated Client Account and Integrated Tax Account

Full Doc (>$250K)

Balance sheet and PL statement

Minimum eligibility criteria:

Business trading for a minimum of 6 months and GST registered

Minimum turnover of $75K/annum or $6667/month

Applicant must be a PR/Citizen holder

How Does a Business Loan Work?

Step 1: Tell us your business needs.

Step 2: We guide you through simple application & documents.

Step 3: Lenders assess; we present the best options.

Step 4: Funds arrive in your business account.

Let's move forward together

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FYX Finance: Built for Borrowers Who Think Ahead

We’re not just about getting a loan approved—we’re about getting the right loan for where you’re headed next.